Argent Credit Union Loans & Credit
Turning to your Credit Union when you need to borrow is a smart decision. Not only do we offer competitive loan rates, but we make it easy and convenient to apply, and in most cases you’ll get an instant loan decision. We offer low-rate loans with affordable payments.
- Rates as low as 1.99% APR*
- Refinance to a lower payment
- Financing available at the dealership though CUDL
- GAP protection in the event your vehicle is totaled or stolen
- 100% financing for qualified borrowers
Convenient payment options
1st & 2nd home loans
- Home equity loans and lines of credit available
- Quick application process and fast loan approval
- Receive a home loan decision instantly in most cases
- Access online mortgage calculators and a glossary of mortgage terms
- Possible tax savings for home equity loans (see tax advisor)
- 1.99% APR for 6 months**
- No annual fee
- Low variable rates starting as low as 7.99% APR***
- Easy online access – view balance, payments and available credit
- Much More!
Other Loan Products:
So whatever your loan need, we can help. Come to us, because we make it easy for you to borrow! Argent is a good choice for members seeking Richmond credit union loans.
**Must have an Argent Checking Account and be 18 years or older. Credit restrictions apply. The introductory rate will be in effect for the first six months after your credit card account is opened. Thereafter all balances will accrue interest at a rate based on prime and your credit score.
***APR = annual percentage rate. The APR is a variable rate which will be adjusted quarterly to an amount equal to the sum of (i) the Eastern Edition of the Wall Street Journal’s prime rate in effect on the last day of each calendar quarter plus (ii) the margin rate of 4.74%-14.74%. Maximum rate: 18.00%.