Argent provides our members with a variety of options to help them make their loan payments. You can make payments quickly and easily either from your Argent account, or even from an account at another financial institution. View Options »

 

If you find yourself needing extra money in your budget in a given month, we have a solution. Our Skip-a-Payment feature allows you to skip up to 6 payments over the life of the loan.There are certain requirements you have to meet, including six consecutive months of payments. You must also not have skipped a loan payment in the past 6 months, or have skipped a loan payment in the same time period.

Additionally, your account must be in good standing, you can’t be in bankruptcy, and you can’t have been delinquent on a loan or credit card payment, or have added collateral protection in the past year.

Complete your Skip-a-Payment form no later than five days before your upcoming payment due date. Then, you can bring the form by one of our branches, or send it via mail to the following address:

Argent Credit Union
PO Box 72
Chesterfield, VA 23832

We have Online and Mobile banking options to help you manage your account, check your balance, receive paperless eStatements, and make payments, whenever and wherever you like!You can get our mobile app through either the iOS App or Google Play App.

If you haven’t signed up for our Online or Mobile Banking services, you should know that these products are secure. These free products and services are protected using high-level encryption technology to keep your money and identity safe.

Membership eligibility is open to individuals living, working, attending school, or who worship or volunteer in the following counties:

• Chesterfield
• Henrico
• Hanover
• The city of Richmond

Membership is also available to family members or housemates who meet the above criteria. To be eligible, members must also be at least 18 years of age and be a US citizen or resident alien.

When applying, you’ll need to provide Argent with the following documents and information:

• Your driver’s license or DMV-issued ID
• Your Social Security number
• Your physical address (not your mailing address, if it’s different)

As an Argent member, you’ll be able to take advantage of our low interest rates on loans and higher dividends on accounts.Additional benefits include free notary services, as well as scholarships, discount theater, and theme park tickets.

When you join Argent, you’re joining a member-owned nonprofit that’s controlled by a board of directors who are elected by their fellow credit union members.We aren’t beholden to outside stockholders, so all of our profits go right back to our members through our lower fees and interest rates, and in higher account dividends.