Home Loans
Whether you’re in the market to purchase a new home or refinance your existing mortgage let us help you with an affordable loan that is sure to meet your needs.
- The application process is simple and takes approximately 15 minutes to complete
- Receive a loan decision instantly in most cases
- Once you receive your decision, a Mortgage Loan Officer will contact you within 24 hours
- Access online mortgage calculators and a glossary of mortgage terms
- Receive step by step directions through the application process
- Quick application process with fast approval
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Know Your Buying Power!
Before you shop for a new home, contact one of our Loan Officers at mortgageloans@argentcu.org and we’ll discuss your options to make the process simple. Plus, we can get you pre-qualified so you will know how much of a home you can afford.
First Time Homebuyer?
- First-time qualified homebuyers can borrow up to 95% of the value of the home.
- We offer low rates and affordable payments.
- This is your best choice if you have qualifying credit and can afford the monthly payment, but have little or no money for a down payment.
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Home ownership is a safe investment that provides a sense of security for your family. When you own your home, there are many benefits including potential for appreciation and possible tax benefits.* If you’re ready to get started, call 804-748-9488 (option 4) or 800-943-3328 or email mortgageloans@argentcu.org for more information.
*Consult your tax advisor.
