Argent Credit Union Personal Loans
At Argent we offer personal loans designed to meet your needs. Whether you’re planning a vacation, planning for kids to go back to school, buying that special gift, or need money for an unforeseen event, we’re here to help.
- Low rates
- Financing for up to 60 months
- Quick application process & fast approval
Use your Primary Share account or share certificates as collateral for borrowing up to 100% of your account balances. Loan terms are set at a maximum of 5 years when using your Primary Share account. Loans using share certificates as collateral have terms based on maturity date of the certificates. Borrow from and pay yourself back! The loan rate is your savings or certificate rate plus 3%.
*8.50% APR for terms up to 60 months. APR=annual percentage rate. Repayment example: 8.50% APR would equal a payment of $20.50 per $1,000 borrowed for 60 months. Rate based on credit qualifications and other restrictions may apply. Additional rates and terms available. Subject to credit approval.