Monthly Archives: March 2018

Don’t trust family members with your credit card

Did you know that: Half of current or former credit card holders allowed someone else to use their card. Overspending was the most common problem reported by those who let others borrow their cards. Half of cardholders would permit an immediate family member to charge more than $100 on their card. Here’s a test of […]

How we save money on summer camp programs

Believe it or not, summer vacation is not that far away. Finding a way to save money on summer camp for your children can be a daunting task. If you don’t have friends or family to help supervise your children, summer fun for kids can put a big dent in your budget. If your child […]

Identity Theft

Someone gets your personal information and runs up bills in your name. They might use your Social Security or Medicare number, your credit card, or your medical insurance — along with your good name. How would you know? You could get bills for things you didn’t buy or services you didn’t get. Your bank account […]

8 Ways to Save for a Down Payment on a House

When I was in my twenties, I had no idea how anyone under the age of forty was able to save up for a down payment on a house. It was the early 2000s, townhomes were going for about $250,000-$300,000. I was making a great salary of $60,000/year but I had no idea how I […]

Understand Your Mortgage Interest Rate

If you’re like most people, you want to get the lowest interest rate for your mortgage loan. It can be difficult to figure out, but knowing what factors determine your mortgage interest can help you prepare for the home buying process. The Consumer Financial Protection Bureau (CFPB) says “even saving a fraction of a percent […]