An emergency fund may go by many names, but at its core, it’s an economic essential for anyone seeking financial independence. The emergency fund—similar to, but not always the same as, an emergency safety net—is a cash cushion against financial hardships such as losing your job, getting evicted or getting in an accident; it’s the […]

Social Security scams are hardly a new thing, but the latest one could cause you a fair amount of undue stress, not to mention put your finances at risk. Scammers have been calling seniors claiming to be Social Security Administration (SSA) reps and threatening to suspend benefits for those who don’t provide the information they […]