Reloadable Card Long Form Disclosure

List of all fees for Argent Credit Union Reloadable Prepaid Card

All Fees
Amount
Details
Get Started
Card purchase
$9.95
Fee per each Primary Card Account enrollment.
Secondary Card
$5.00
Fee per each additional card added to the Primary Account. Available for Personalized Cards only.
Express Delivery
$25.00
Fee per each Expedited Card Delivery requested.
Monthly usage
Monthly fee
$0.00
No monthly maintenance fee assessed.
Monthly Text Message Alerts Service
$0.00
No monthly fees assessed after enrolling in text message alerts.
Add money
Direct Deposit
$0.00
No fees for direct deposits processed. Only available on Personalized Cards.
Cash reload
$3.00
Fee per each value reload.
Spend money
Purchase Transaction
$0.00
No fees for transaction purchases.
Get cash
ATM withdrawal (in-network)
$1.50
“In-network” refers to the Argent Credit Union ATM Network. Locations can be found at argentcu.org/atms.
ATM withdrawal (out-of-network)
$1.50
This is our fee. “Out-of-network” refers to all the ATMs outside of the Argent Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
Cash Advance
$0.00
No fee for cash advance transactions.
Information
Customer service (automated)
$0
No fee for calling our automated customer service line, including for balance inquiries.
Customer service (live agent)
$5.00
Per call fee for calling our live customer service agents, including for balance inquiries.
ATM balance inquiry (in-network)
$1.50
“In-network” refers to the Argent Credit Union ATM Network. Locations can be found at argentcu.org/atms.
ATM balance inquiry (out-of-network)
$1.50
This is our fee. “Out-of-network” refers to all the ATMs outside of the Argent Credit Union ATM Network. You may also be charged a fee by the ATM operator.
ATM Decline
$0.00
No fee for declined ATM transactions.
Using your card outside the U.S.
International transaction
1%
Of the U.S. dollar amount of each transaction.
International ATM withdrawal
1%
Of the U.S. dollar amount of each transaction. This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
International ATM balance inquiry
$1.50
This is our fee. You may also be charged a fee by the ATM operator.
International ATM Decline
$0.00
This is our fee. You may also be charged a fee by the ATM operator.
Other
Inactivity
$5.00
You will be charged $5.00 each month after you have not completed a transaction using your card for 12 months.
Card Reissue
$20.00
Per each card reissue requested.
Lost Stolen Card Replacement
$20.00
Per each card replacement requested.
Balance Reversal Fee
$15.00
Fee charged upon card closure or expiration (Non-Personalized Cards only).
PIN Change
$0.00
No fee for PIN change requests.
PIN Inquiry
$0.00
No fee for PIN inquiry via the automated customer service line.

Treat this card like cash. Not NCUA insured. Your funds will be held at or transferred to Argent Credit Union. If Argent Credit Union fails, you are not protected by NCUA share insurance and could lose some or all of your money.
No overdraft/credit feature.
Contact Argent Credit Union by calling 866-760-3156, by mail at Po Box 7235, Sioux Falls, SD 57117-7235, or visit www.argentcu.org.
For general information about prepaid accounts, visit cfpb.gov/prepaid.
If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.