MINIMUM PAYMENT EXAMPLE: If you made only the minimum monthly payment and took no other credit advances it would take 6 years 11 months to pay off a credit advance of $10,000 at an ANNUAL PERCENTAGE RATE of 6.5%. During that period, you would make 82 payments of $150.00 and one (1) final payment of $141.10. Some restrictions apply. Subject to credit approval.

*2.49% fixed Annual Percentage Rate (APR) for first twelve months. Thereafter, variable APR adjusted quarterly based on Wall Street Journal Prime Rate (index) +/- 0 a margin for the life of the loan. As of March 15, 2020, the Prime Rate was 3.25%. Current APR as of December 1, 2020 is 3.25 APR, which includes a 0.00 margin and assumes great credit and loan to value <=80%. Maximum rate of 18% APR. Rates and terms will vary depending upon loan-to-value and credit qualifications. Introductory offer not available for refinances of existing Argent home equity loan/line of credit. No closing costs. Not available for home purchase or investment properties. If you close your line of credit within thirty-six (36) months, you will be required to reimburse the Credit Union for closing costs paid on your behalf. These fees generally total between $400 and $1,000. If you ask, we will provide an itemization. Property insurance is required, flood insurance may be required. Consult with your tax advisor on potential tax savings. Certain restrictions apply. Limited time offer.

Argent Credit Union is an Equal Housing Lender registered with the National Mortgage Licensing System under registration number 421982.

HELOC Early Disclosure

Amy R. Masi – NMLS #685519
Penny S. Crampton – NMLS #685520