Mortgage Rates

Mortgage Rates

Below are today’s featured mortgage rates:

Product Term Rate APR Closing Fees
Mortgage Rates 5 Years 3.30% 3.30% *$0.00 Closing Fees Apply Now ▶ Quick Quote ▶
10 Years 3.30% 3.30% *$0.00 Closing Fees Apply Now ▶ Quick Quote ▶
15 to 30 Years Visit Home Loan Center for rates Apply Now ▶ Quick Quote ▶
Home Equity Rates 5 Years 4.30% 4.30% *$0.00 Closing Fees Apply Now ▶ Quick Quote ▶
10 Years 4.30% 4.30% *$0.00 Closing Fees Apply Now ▶ Quick Quote ▶
12 Years 5.55% 5.55% *$0.00 Closing Fees Apply Now ▶ Quick Quote ▶
Home Equity Line of Credit 3.50%¹ 3.50%¹ *$0.00 Closing Fees Apply Now ▶ Quick Quote ▶
4.50%² 4.50%² *$0.00 Closing Fees Apply Now ▶ Quick Quote ▶

Payment example based on a $25,000.00 loan: $463.81 at 4.30% with a 5 year term: $256.69 at 4.30% with a 10 year term: $238.18 at 5.55% with a 12 year term. Home Equity Line of Credit payment $375.00. Your APR may differ based on your loan amount, repayment term and other factors.

Important Notices:

The interest rates and annual percentage rates (APRs) shown above are subject to change without notice. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here. The rates listed above do not take into consideration any possible adjustments based on changes to any of the loan parameters noted above including loan-to-value (LTV), occupancy, loan amount, repayment feature, loan amount or loan term. Your rate may be different if there is subordinate financing.
Consult your tax advisor about deductibility.

Adequate homeowner’s insurance coverage is required.

Closing Costs will be paid by the credit union *. (Generally includes the attorney/closing agent, title insurance, recording cost, property inspection and flood determination) * Restrictions may apply

We may pay certain third party fees on your behalf. However, you will be liable to reimburse us these fees if you close the Plan within the first 36 months after it is opened. Any amounts owed can be added onto the principal balance.

Home Equity Line of Credit Plan

The below applies ONLY to the Home Equity Line of Credit Plan

The annual percentage rate is based on the value of an index. The index is the Prime Rate published in the Wall Street Journal. When a range of rates has been published the highest rate is used. We will use the most recent index value available to us as of the 15th day of December (for February adjustment), March (for May adjustment), June (for August adjustment) and September (for November adjustment).

¹Up to 80% LTV: rate calculated at Prime + 0. Maximum rate 18%.
²Up to 90% LTV: rate calculated at Prime + 1. Maximum Rate 18%.

To determine the annual percentage rate that will apply to your account, we add margin to the value of the index. We then round up to the nearest .25%

During the repayment period the annual percentage rate will be a fixed rate which will not change. The fixed rate will be the current annual percentage rate on your plan at the time the repayment period begins and will remain the same throughout the repayment period. After you open a plan, rate information will be provided on periodic statements that we send you.