Rates Test Page

Home Loan Rates

Conventional:

30 Year Fixed*

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By choosing a 30 year fixed rate loan, you will have the lowest monthly payment of all the fixed-rate loans we offer.

Interest rate as low as
5.375%

APR as low as
5.530%

Calculate Monthly Payment
Term:
30 years

Down Payment:
3% Minimum
Term
30 Years
Interest Rate
5.375%
Loan Amount
$
Estimated Monthly Payment $
Taxes & insurance not included, therefore the actual payment obligation will be greater.

20 Year Fixed*

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With a 20 year fixed rate loan, you will have a monthly payment that is greater than the 30-year fixed rate, but you will be building equity in your home faster.

Interest rate as low as
4.875%

APR as low as
5.080%

Calculate Monthly Payment
Term:
20 years

Down Payment:
3% Minimum
Term
20 Years
Interest Rate
4.875%
Loan Amount
$
Estimated Monthly Payment $
Taxes & insurance not included, therefore the actual payment obligation will be greater.

15 Year Fixed*

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Choose a 15 year fixed rate loan if you’re comfortable with a higher payment and you will have the benefit of substantial interest savings.

Interest rate as low as
4.750%

APR as low as
5.009%

Calculate Monthly Payment
Term:
15 years

Down Payment:
3% Minimum
Term
15 Years
Interest Rate
4.750%
Loan Amount
$
Estimated Monthly Payment $
Taxes & insurance not included, therefore the actual payment obligation will be greater.

ARM:

Sorry, there are no mortgages currently available

Refinance-ARM:

Sorry, there are no mortgages currently available

Refinance-Fixed:

30 Year Fixed*

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Lower your monthly payment with this low rate option

Interest rate as low as
3.625%

APR as low as
3.703%

Calculate Monthly Payment
Term:
30 years

Maximum Loan-to-Value (LTV)
95%

Additional Details:
Restrictions may apply
Term
30 Years
Interest Rate
3.625%
Loan Amount
$
Estimated Monthly Payment $
Taxes & insurance not included, therefore the actual payment obligation will be greater.

20 Year Fixed*

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Shorten the length of your loan with this option.

Interest rate as low as
3.375%

APR as low as
3.483%

Calculate Monthly Payment
Term:
20 years

Maximum Loan-to-Value (LTV)
95%
Term
20 Years
Interest Rate
3.375%
Loan Amount
$
Estimated Monthly Payment $
Taxes & insurance not included, therefore the actual payment obligation will be greater.

15 Year Fixed*

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Shorten the length of your loan with this option.

Interest rate as low as
2.625%

APR as low as
2.761%

Calculate Monthly Payment
Term:
15 years

Maximum Loan-to-Value (LTV)
95%
Term
15 Years
Interest Rate
2.625%
Loan Amount
$
Estimated Monthly Payment $
Taxes & insurance not included, therefore the actual payment obligation will be greater.

10 Year Fixed:

10 Year Fixed*

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Shorten the length of your loan by refinancing to our 10-year loan.

Interest rate as low as
4.750%

APR as low as
4.750%

Calculate Monthly Payment
Term:
10 years

Maximum Loan-to-Value (LTV)
80%
Term
10 Years
Interest Rate
4.750%
Loan Amount
$
Estimated Monthly Payment $
Taxes & insurance not included, therefore the actual payment obligation will be greater.

Jumbo:

Jumbo Mortgage*

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Great for higher value or luxury homes.

Interest rate as low as
5.375%

APR as low as
5.395%

Calculate Monthly Payment
Term:
30 years
Term
30 Years
Interest Rate
5.375%
Loan Amount
$
Estimated Monthly Payment $
Taxes & insurance not included, therefore the actual payment obligation will be greater.