You can enroll in online banking by following the “Register Now” link on this page. You’ll be prompted to create a username and password, and you will be sent a one-time security password via text message or email. Enter this code into the registration code box to complete your setup.

Once registered, you will be able to log in to Online Banking and take full advantage of our full range of online financial services. Your username and password can be used to log in to Mobile Banking as well. If you already use the Argent Mobile App, simply select sign up at the bottom of the mobile app login page.

All banking activity using our secure mobile banking app or online website is transferred using high-level encryption, ensuring that your transactions remain secure and completely private.

Our mobile and banking services are free to use, although fees that are normally charged for certain in-person transactions will also apply online.

Our Mobile Banking app runs on Google (Android) phones and tablets as well as Apple iPhones and iPads.

Yes, our Mobile Banking and Online Banking services allow you to set up text alerts notifying you of transactions on your accounts.

Argent’s Mobile App lets you deposit checks digitally into your savings or checking account with a mobile device. Our App guides you through the process of taking photos of the front and back of your endorsed check to allow you to deposit it into your account.

There is no fee to deposit checks using Mobile Deposit.

Accounts that are in good standing are eligible for mobile deposit. You must also be 18 years or older. If you meet these criteria and still get this message, please contact the Credit Union for assistance.

The following types of payment cannot be deposited using our Mobile Deposit service:

• Foreign checks
• Savings bonds
• Checks made payable to an estate
• Third-party checks (double endorsement items)
• Checks payable jointly, unless deposited into an account in the name of all payees
• Checks purported to be lottery or prize-winning payouts
• Checks previously endorsed by Argent Credit Union
• Checks that contain evidence of alteration
• Stale-dated or post-dated checks
• Incomplete checks (missing date, missing payee, improper endorsement, etc.)
• Items stamped “non-negotiable”
• Substitute checks
• Checks previously submitted for deposit
• Checks from your other (non-checking) accounts at Argent
• Checks that are created remotely
• Checks or items prohibited by Argent Credit Union’s current procedures relating to the service or which are otherwise not acceptable under the terms of your Argent Credit Union account
• Checks payable on sight or payable through drafts
• Money orders

Endorse your check as follows:

For Mobile Deposit Only
Argent CU Account # XXXXXX
Your signature

Your check will not be accepted for deposit if it does not contain your endorsement as noted above. In this case, you will be notified that the check was rejected. If a check was rejected due to circumstances that you can correct, you may resubmit the corrected item.

After receiving confirmation that the deposit was accepted, please store your check in a safe place for up to 90 days or until the deposit appears on your monthly statement. You are responsible for securely destroying the check or clearly marking it as “VOID” if you wish to keep it for your records.

You can make deposits into your savings or checking bank accounts.

There is a daily deposit limit of $5,000, with a maximum monthly deposit limit of $11,000.

Business days are Monday through Friday, excluding Argent holidays. Mobile deposits received and accepted by 2 PM on business days will generally appear in your account by 5 PM the same day. Mobile deposits received and accepted after 2 PM will appear in your account by 5 PM the following business day. Deposit amounts may be adjusted for up to two business days after the deposit is made. Funds deposited will generally be made available no later than two business days from the day of deposit. Argent may make funds available sooner or may extend the hold period beyond two business days based on factors such as new accounts, large deposits, redeposited checks, repeated overdrafts, reasonable doubt of collectability, and emergency conditions.