Argent Credit Union Loan Rates

Argent Credit Union Loan Rates

Rates listed are “as low as“, may vary based on credit qualifications and terms, and are subject to change at any time.

For more information, call us at (804) 748-9488 or (800) 943-3328

Last Rate Change: September 20, 2022
Vehicle Loans

Vehicle Loans

Model Years 2010 and Newer¹
APR Terms
New & Used Cars / Trucks / SUV / Motorcycles   4.74% 12 – 48 mons.
    4.99% 49 – 66 mons.
    5.24% 67 – 72 mons.
5.74% 73 – 78 mons.
6.49% 79 – 84 mons.

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Boat & RV Loans

New & Used Boats & RVs 2020-2016²
APR Terms
5.74% up to 48 mons.
6.24% 49 – 75 mons.
6.99% 76 – 120 mons. ($30,000 minimum)
8.24% 121 – 180 mons. ($50,000 minimum)
Used Boats, Watercrafts / RVs 2015-2010
APR Terms
6.74% Up to 48 mons.
7.24% 49 – 75 mons.
7.99% 76 – 120 mons. ($30,000 minimum)

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Personal Loans & Lines of Credit

Personal Loans & Lines of Credit³
APR Terms
Personal Loans As low as 10.24%  Up to 60 mons.
Lines of Credit As low as 10.24% Up to 60 mons.

 

Secured Loans
Terms
Savings Secured (Share Rate + 3%) Up to 60 mons.
Certificate Secured (CD Rate +3%) Up to 60 mons.
Credit Cards & Overdraft Protection4
APR Terms
VISA® Platinum 9.49% N/A
Overdraft Protection 15.00% Up to 36 mons.