Argent Credit Union - Richmond | Chesterfield | Midlothian

New Contactless Debit Cards are going out in the mail. Details>>

PROTECT YOUR ACCOUNT INFORMATION. Please note Argent Credit Union will NEVER contact you or ask you to provide personal account information via unsolicited phone calls, texts, or email. Should you receive such a call, hang up immediately and contact us at (804) 748-9488. For more tips on keeping sensitive information secure, click here.

Share the Magic of the Holidays

Help us fill the FOX Holiday Socks this season.

Learn More

Contactless Debit Card

We’re introducing a new Contactless Debit Card.

Learn More

Cash Rewards Credit Card

Earn 2% cash back* on every purchase

Learn More

Auto Loan Refi Special

Refinance your auto loan with us and receive a $250 bonus!

Check out our new lower rates!

Learn More

'Tis the Season for Year-End Planning

Talking with a professional about your goals now is a great way to ring in the new year.

Learn More

Auto Loans

As low as

4.24^%APR

Up to 48 months¹

Get Started

Certificates

Up to

4.00^%APY

$500 Minimum Deposit²

Get Started

MMA

Up to

2.00^%APY

High Yield Savings³

Get Started

Home Loans

As low as

3.00%

Down Payment

Get Started

How Can We Help You

Checking Accounts

Certificates

Credit Cards

Mortgage Loans

Open Account

The next generation of Argent Digital Banking is here! Modern. Intuitive. Customizable to you.

If you haven’t signed up for Online and Mobile Banking, the future is waiting for you! It’s quick to enroll and safe to use. Sign up today and gain 24/7 access to your money while enjoying the benefits of online connectivity. Plus, start using convenient features like Mobile Deposit and Bill Pay.

Learn More About E-Services

Featured Products

Checking Accounts

Enjoy a free checking account with no hidden fees and 24/7 mobile banking access.

Learn More

Home Equity Line of Credit

Tap into your home’s equity with a low-rate HELOC, perfect for home improvements or major expenses.

Learn More

Auto Loans

Ready for a new ride? We’ll help you get there—fast.

Learn More

MMAs

Earn more on your deposits with a flexible, high-interest money market account and easy access to funds.

Learn More

We’re in Your Neighborhood

Argent Credit Union has eight branches and free ATMs
conveniently located throughout the Richmond-metro area. Our branches are fully accessible so everyone in our community can take advantage of Argent products and services.

Why Choose Argent?

✔Financial Wellness Resources – Access expert guidance and tools to help you manage debt, build credit, and achieve financial success.
✔Low Rates & Flexible Lending – Benefit from competitive rates on loans and credit cards, designed to support your financial needs at every stage of life.
✔Free & Easy Banking – Enjoy a totally free checking account with no hidden fees, plus seamless online and mobile banking.
✔Trusted Local Credit Union – With a member-first approach, Argent provides personal service, convenient banking solutions, and a commitment to your financial well-being.

Resources

We're Hiring

Join a team that values growth, innovation, and community—explore career opportunities at Argent today.

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Investments & Retirement

From wealth management to retirement solutions, our program is designed to make your investment goals a reality.

Learn More

Frequently Asked Questions

Get quick answers to common banking questions about accounts, loans, online services, and more.

Learn More

GreenPath Financial Wellness

Take control of your finances with expert guidance on budgeting, debt management, and credit building.

Learn More

Zelle®

Send and receive money with Zelle^® in minutes.

Learn More

Open Your Account Online

Joining is Easy and Free!

Open An Account

804.748.9488

Find a Location

Mobile App

APR = Annual Percentage Rate. Payment example Car/Truck/SUV/Motorcycle based on a $20,000.00 loan: $453.73 at 4.24% APR with a 48 month term; $342.55 at 4.49% APR with a 66 month term; $319.69 at 4.74% APR with a 72 month term; $303.11 at 5.24% APR with a 78 month term; and $287.31 at 5.49% APR with an 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors.

APY = Annual Percentage Yield. APY is subject to change after account is opened. Fees may reduce earnings on your account. Rate current as of 8/4/2025.

APY = Annual Percentage Yield

Share the Magic of the Holidays

Help us fill the FOX Holiday Socks this season.

Contactless Debit Card

We’re introducing a new Contactless Debit Card.

Cash Rewards Credit Card

Earn 2% cash back* on every purchase

Auto Loan Refi Special

Refinance your auto loan with us and receive a $250 bonus!

'Tis the Season for Year-End Planning

Talking with a professional about your goals now is a great way to ring in the new year.

Auto Loans

4.24%APR

Certificates

4.00%APY

MMA

2.00%APY

Home Loans

3.00%

How Can We Help You

Checking Accounts

Certificates

Credit Cards

Mortgage Loans

Open Account

The next generation of Argent Digital Banking is here! Modern. Intuitive. Customizable to you.

Featured Products

Checking Accounts

Checking Accounts

Home Equity Line of Credit

Home Equity Line of Credit

Auto Loans

Auto Loans

MMAs

MMAs

We’re in Your Neighborhood

Why Choose Argent?

Resources

We're Hiring

We're Hiring

Investments & Retirement

Investments & Retirement

Frequently Asked Questions

Frequently Asked Questions

GreenPath Financial Wellness

GreenPath Financial Wellness

Zelle®

Zelle®

Open Your Account Online

804.748.9488

Find a Location

Mobile App

Disclaimer

4.24^%APR

4.00^%APY

2.00^%APY