Jumbo Mortgages

Affordable Jumbo Mortgages

Affordable Jumbo Mortgages

When it comes to financing a higher value or luxury home, we make it easy with our Jumbo Mortgage.

  • Loans up to $2,000,000
  • We offer down payments as low as 5% down, borrow up to 95% of the home’s value*
  • Available for purchase or refinance
  • Very competitive 30 year fixed term
  • No application or origination fees, only a low processing fee

Get started today with a fast application process.

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Jumbo Mortgage Rates

Frequently Asked Questions

How long does the mortgage process take?

The process takes between 30 – 45 days to close.

Can I talk with someone at Argent before I apply for a mortgage?

Yes, we have Mortgage Loan Officers ready to answer any of your questions.  Please call 804-748-9488, option 1.

What do I need to apply for a Jumbo mortgage?

  1. W-2 forms for the last two years.
  2. Current pay stubs covering the most recent 30 days.
  3. For refinance, a copy of your homeowner’s insurance policy.
  4. For refinance, a copy of your current mortgage statement(s).
  5. If self-employed or if you own rental property, the last two years’ tax returns are required.

Do I need a realtor before I apply for a mortgage?