From home improvement to debt consolidation,
tapping into your home’s equity is the smart way to borrow.
Home Equity Line of Credit
Dreaming of a total kitchen remodel? Funding your child’s college education? Planning a dream wedding? A Home Equity Line of Credit can pay for all of it and more! Credit lines start at $10,000 with a variable APR as low as 3.250%*.
We offer loans from $10,000 up to 90% of your home’s equity. Use the money only when you need it. Plus, there are no closing costs*.
There are many financial decisions involved in getting a home equity line. These calculators may help you make some of those decisions.
Home Equity Loan
Need a large chunk of cash for a one-time purchase? Then a home equity loan is right for you. Secure a fixed rate loan starting at $10,000 with an APR as low as 3.509%**.
Your fixed rate provides you with the confidence of knowing your payment will stay the same over the life of the loan. We offer loans from $10,000 up to 90% of your home’s equity. Fund your big project or major expense with a competitive rate Home Equity Loan from Argent.
There are many financial decisions involved in getting a home equity loan. These calculators may help you make some of those decisions.
Quick & Easy Process
Whether you’re interested in a Home Equity Line of Credit or Home Equity loan, we’ll help you through the entire process from start to finish.
- The application process is simple and takes approximately 15 minutes to complete
- A Mortgage Loan Officer will contact you within 24 hours
Our aim is to provide you with a fast approval response and to ensure that your needs are met.
|Home Equity Line of Credit||Home Equity Loan|
|Purpose||Secure a line of credit to pull from as needed||Secure a large chunk of money to use for one time major expenses|
|Rate||Variable-rate as low as 3.250% APR*||Fixed-rate as low as 3.509% APR**|
|Minimum Loan Amount||$10,000||$10,000|
|Maximum Loan Amount||Up to 90% of your home’s equity||Up to 90% of your home’s equity|