Home Equity Options
From home improvement to debt consolidation,
tapping into your home’s equity is the smart way to borrow.
Home Equity Line of Credit
Dreaming of a total kitchen remodel? Paying tuition expenses? Planning a dream wedding? A Home Equity Line of Credit can help with it all and more! Credit lines start at $10,000.
We offer credit lines from $10,000 up to 90% of your home’s equity. Use the money only when you need it. Plus, there are no closing costs*.
There are many financial decisions involved in getting a home equity line. These calculators may help you make some of those decisions.
Already applied?
Home Equity Loan
Need a large chunk of cash for a one-time purchase? Then a home equity loan is right for you.
Your fixed rate provides you with the confidence of knowing your payment will stay the same over the life of the loan. We offer loans from $10,000 up to 90% of your home’s equity. Fund your big project or major expense with a competitive rate Home Equity Loan from Argent.
There are many financial decisions involved in getting a home equity loan. These calculators may help you make some of those decisions.
Already applied?
Quick & Easy Process
Whether you’re interested in a Home Equity Line of Credit or Home Equity loan, we’ll help you through the entire process from start to finish.
- The application process is simple and takes approximately 15 minutes to complete
- A Mortgage Loan Officer will contact you within 24 hours
Our aim is to provide you with a fast approval response and to ensure that your needs are met.
Already applied?
| Home Equity Line of Credit | Home Equity Loan | |
| Purpose | Secure a line of credit to pull from as needed | Secure a large chunk of money to use for one-time major expenses |
| Rate | Variable-rate | Fixed-rate |
| Term | N/A | 5-10 years |
| Minimum Loan Amount | $10,000 | $10,000 |
| Maximum Loan Amount | Up to 90% of your home’s equity | Up to 90% of your home’s equity |
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