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Climb Out of Debt

It’s 2020 and time to climb out of debt. Transfer those new, or old, high-interest rate balances over to an Argent Platinum or VISA® Platinum Rewards Card and enjoy a rate as low as 2.99% APR* on the transferred balance for 24 months.

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Switch to the VISA® Platinum Credit Card

Get rid of your multiple credit cards and transfer your balances onto an Argent VISA® Platinum Card. Our Platinum Card comes with:

No annual fee
No balance transfer fee
No cash advance fee

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Already have an Argent VISA Card?

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Card Benefits

Our VISA Platinum Card also comes with:

Low variable rates starting as low as 9.74% APR**
$500,000 Travel Accident Insurance
24/7 Customer Service and Lost/Stolen Reporting
Zero Liability for Fraudulent Transactions
Easy online access – view balance, payments and available credit
Year End Summary

VISA Discounts

VISA Platinum Rewards

Turn your everyday purchases into rewards with the Argent VISA Platinum Rewards Card. With every purchase that you make, you are accruing valuable points that can be redeemed for a variety of things from merchandise to travel to gift cards.

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Design Your Own Card

You now have the flexibility to design your own card. Whether you want to show everyone your favorite, cherished moments or you just want to be unique, designing your own card is as simple as 1, 2,3.

Log onto home banking and click the VISA® Access tab to design your own card now.

VISA® Alerts

With VISA® Alerts, you can actively manage your credit card account and monitor for potential fraud. You’ll receive email and/or text message alerts within seconds after specific transactions have taken place. Click on the VISA® Access button in home banking to sign up.

Rental Collision Damage Waiver Coverage

VISA® also offers Auto Rental Collision Damage Waiver Coverage. When you complete the rental agreement, simply decline the Collision Damage Waiver Coverage offered by the rental company.

More Information

Estatements

You can view, download, or even print your credit card statement. Simply log into Home Banking and click on the VISA® Access button to set up to receive estatements. You will receive an email notification when your statement is available.

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*For qualified members. APR=Annual Percentage Rate. Promotional APR for balance transfers is fixed at 2.99% – 6.99% based on your standard variable rate. Please ask a loan officer for details on how your promotional rate is determined. Secured cards excluded. Promotional rate is valid on balance transfers between 01.01.2020 and 03.31.2020. This promotional rate is valid for twenty-four (24) months from the date of balance transfer. After twenty-four (24) months the rate on transferred balances will change to the then-current balance transfer APR consistent with the Cardholder Agreement. No fee for balance transfers. We will not process any balance transfer requests that are from any account or loan issued by Argent Credit Union. In order to benefit from a grace period and avoid additional interest on purchases, you must pay your balance in full by the payment due date. This includes any promotional balance transfers. You may transfer up to your available limit. Please allow up to 10 business days for payment. Argent Credit Union is not responsible for finance or other charges accrued from other financial institutions because payment was not received by their statement due date.

**Annual Percentage Rate (APR) for purchases is 9.74% – 18.00%. Annual Percentage Rate (APR) for balance transfers is 11.74% to 18.00%. Annual Percentage Rate (APR) for cash advances is 11.74% to 18.00%.

The purchase APR is a variable rate which will be adjusted quarterly to an amount equal to the sum of (i) the Eastern Edition of the Wall Street Journal’s prime rate plus (ii) a margin rate of 4.74% – 13.74%. Maximum rate: 18.00%. The balance transfer and cash advance APRs are variable rates which will be adjusted quarterly to an amount equal to the sum of (i) the Eastern Edition of the Wall Street Journal’s prime rate plus (ii) a margin rate of 6.74% – 15.74%. Maximum rate: 18.00%. The APR will be based on your credit worthiness and vary with the market based on the Prime Rate.

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