*APY=Annual Percentage Yield. Dividends calculated on the average daily balance and compounded quarterly. The rate listed is accurate and effective as of 1/6/2023. $500 minimum balance to open and to obtain the advertised APY. Rates and terms are subject to change without notification. A penalty and/or account closure will be imposed for withdrawals before maturity. Fees may reduce earnings.

**Rate effective as of 1/6/2023 and subject to change without notice. Automatic renewal to 12-month term at the current dividend rate in effect at the time of renewal. $500 minimum opening. Argent reserves the right to end or modify this offer at any time. A penalty will be imposed for early withdrawal. Additional restrictions may apply.