APY = Annual percentage yield. On all Term Share Certificates, other than the 1 penalty free on the 13 month certificate, a penalty will be imposed for early withdrawal.  Additional restrictions may apply.

*Special Offer valid as of 3/1/2019 and subject to change without notice.  Automatic renewal to 12-month term at the current dividend rate in effect at the time of renewal.  Argent  reserves the right to end or modify this offer at any time.

**The penalty free withdrawal on the 13 month certificate is subject to the following exception:  The withdrawal may not take place within 6 days after initial deposit or within 6 days after each partial withdrawal without paying an early withdrawal penalty of at least seven days simple interest.

***Minimum opening amount $50,000.