Benefits of an Argent Credit Union Auto Loan
No Payment for 90 Days
Up to 120% Financing
What You Need to Know About our Auto Loans
Argent’s low auto loan rates allow you to shop for a new or used car, truck or motorcycle with confidence that your payment will fit your budget.
We finance new and used purchases, private purchases, or automobiles manufactured from 2010 to the present.
Auto Buying Resources
- Auto Insurance – Vehicle insurance that fits your budget.
- Guaranteed Asset Protection – Make sure you’re protected if your vehicle gets stolen.
- Auto Warranty – Get coverage for mechanical problems and manufacturer defects.
- Credit Life & Disability Insurance – Lower/eliminate your payment if death or disability occurs.
- Carfax Vehicle History Report – Learn your vehicle’s history before purchasing.
- Fuel Economy Guide – Compare gas mileage of various makes and models.
Applying for an Argent Auto Loan is Easy
Click “Apply Now” and complete the application.
When you have completed the application, click submit and we will review your information.
An Argent Loan Officer will follow up to let you know our decision, it’s that easy!
“Such great staff. It’s like visiting family, they really care.”
“I have been with the credit union for over 20 years! It has always been a great experience with all of the services I have used over the years. I would and do recommend them to anyone looking for a good banking experience!”
– Lou M.
FAQs About Auto Loans
What if my credit is not great?
Sometimes, life happens and your credit suffers because of it. If you are unsure about your credit and are concerned about whether you will be approved, contact Argent to speak to a representative. We’re here to help you navigate the loan application process.
Do I need to become a member of Argent to apply for an Auto Loans?
Yes. We will help you join during the application process.
Membership eligibility is open to individuals living, working, attending school, worshiping or volunteering in the following counties:
- The city of Richmond
Membership is also available to family members or housemates who meet the above criteria. To be eligible, members must also be at least 18 years of age and be a U.S. citizen or resident alien.
Why join Argent?
When you join Argent, you’re joining a member-owned not-for-profit organization with a board of directors who are elected by their fellow credit union members.
We are not obligated to outside stockholders, so all of our profits go right back to our members in the form of no, or lower fees, lower interest rates, and higher dividends.
Additional benefits include free notary services, scholarships, as well as other great perks.
More Loan Products
RV & Boat Loans
If you’re looking to make family memories, see us about a RV or Boat loan. Borrow up to 100% of the purchase price of new RVs and boats and enjoy a low rate with flexible terms.
Get the cash you need to use however you want, from debt consolidation, to a vacation, or wedding. You can even keep the money for a rainy day fund.
We offer a variety of mortgage loans to fit your needs. Whether it’s a Conventional, Adjustable Rate, or Medical Professional Loan, we’ve got you covered.