Skip-A-Payment
If you’re running low on cash or encounter an unexpected expense, Skip-A-Payment can help.
Benefits of Skip-A-Payment
Extra cash for vacation
Great for unforeseen expenses
Cover back-to-school needs
What You Need to Know About Skip-A-Payment
There are various reasons making a monthly payment on a loan could be a hardship for someone, such as a car repair or unexpected medical bill. Argent’s Skip-A-Payment allows you to defer one month’s payment on an auto, motorcycle, boat, RV, or personal loan.* The skipped payment is added to the end of the loan without affecting your credit.
Skip-A-Payment Details
Here are the steps to qualify:
- You must have made at least six consecutive months of payments on your loan.
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You must not have had a loan extension or skipped a loan payment within the last six months.
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You have not had a loan or credit card delinquent within the past year.
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Your account must be in good standing.
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You did not add collateral protection within the past year.
- You are not currently in Bankruptcy.
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No more than 6 Skip-A-Payments per the life of the loan.
How It Works
In order to skip your payment, we must receive the completed and signed (by borrower and co-borrower) Skip-a-Payment Form** at least five days prior to the payment due date.
Mail your completed form to:
Argent Credit Union
PO Box 72
Chesterfield, VA 23832
Or bring it to any of our Branches.
“I would highly recommend banking with Argent!!”
– Skylyn F.
“Great offering of services from investments to loans to account services.”
– Melissa B.
More Loan Services
Personal Loan
Get the cash you need to use however you want, from debt consolidation, to a vacation, or wedding.
Overdraft Protection
Make sure you’re protected for those unexpected times when you overdraw your account.
