Online Banking

Pay bills, transfer money, and send funds with just a few clicks.

Call Us

When you call Argent Credit Union, you’ll talk to a real person.

Mail Your Payment

Tech not your thing? No problem. You can mail your payment.

Making Your Loan Payments Just Got Easier

Making Your Loan Payments Just Got Easier

At Argent Credit Union, we know loan payments aren’t exactly the highlight of your day. But keeping things simple, flexible, and stress-free is our thing.

Pay From Your Argent Credit Union Account

Log into Online Banking

Hop into Argent Online Banking and hit the Transfer button to make a quick loan payment from any Argent account.

Use Audio Response

Prefer to handle things by phone? Call our Audio Response system at (804) 275-6529 or (800) 227-2068 to transfer funds from any of your Argent accounts–no login needed.

Call Our Contact Center

Talk to a real person at (804)748-9488 or (800) 943-3328, option 2. We can help you make a one-time transfer or set up recurring loan payments that run automatically so you don’t have to think about them.

Pay Online From Another Financial Institution

If your loan payments come from an account somewhere else, no problem.

Pay Through Online/Mobile Banking

Log into Argent Online or Mobile Banking and select Payments to make a one-time or recurring loan payment from another financial institution.

Or set it up directly

You can also set up one-time or recurring payments from your other bank straight to your Argent loan–whatever works best for you!

A few timing notes:

  • Payments made before 4:00 p.m. post the next business day
  • Payments made after 4:00 p.m. post in two business days
  • Payments using routing/account numbers can be one-time or recurring
  • Debit-card payments are one-time only.
  • There’s no fee for this service.

To get started, you’ll need your Argent Credit Union account number, loan number, the primary borrower’s date of birth, and your external checking/savings or debit card info.

Pay Now

Electronic Transfers

If you like loan payments on autopilot, you can set up automatic transfers from another financial institution. Just complete the Authorization Agreement for Direct Payments and mail it to:

Electronic Services
P.O. Box 72
Chesterfield, VA 23832

Or drop it off at any Argent branch–whatever’s easier.

Bill Pay

If you use a bill payment service through another bank, simply provide your Argent Credit Union account number and your 10-digit loan number (no spaces). They’ll take it from there.

Pay by Phone (From Another Institution)

Need to make a one-time loan payment fast? Call us at (804) 748-9488 or (800) 943-3328, option 2.

  • Payments made before 4:00 p.m. post the next business day
  • After 4:00 p.m., they post in two business days
  • A convenience fee applies to this particular service.

Mail Your Payment

If you’d rather pay by mail, send your loan payments to:

Argent Credit Union
P.O. Box 72
Chesterfield, VA 23832

For credit card payments:

Argent Credit Union
P.O. Box 7150
Charlotte, NC 28272-1050

Overnight payments:

Argent Credit Union
11651 Alliance Circle
Chester, VA 23831

However you choose to make your loan payments, we’re here to make it simple, reliable, and on your terms. If you ever have any questions, just reach out. We’re always happy to help!

★★★★★

Best service I have had in a long time. Great job!

-Kevin P.

★★★★★

Everyone at Argent is knowledgeable and wanted to be sure I understood to whole process. I felt cared for and included in all the transactions.

-Wilma H.