Wire Transfers
Securely move your money with confidence using Argent's simple, fast, and straightforward wire transfer service designed for when timing matters most.
Cash Where You Need It When You Need It
Fast Delivery
Wire transfers typically move funds the same business day, making them ideal for time-sensitive payments.
Secure Transactions
Our Wire Transfer service uses verified, encrypted banking networks to help ensure funds are transferred safely between financial institutions.
Direct & Reliable
Unlike checks or standard electronic transfers, wire transfers send funds directly to an account—helping avoid delays, holds, or returned payments.
Convenient Access
Receive wire transfers from employers, family members, or other financial institutions across the U.S. or internationally.
Quick & Easy Wire Transfers
Moving your money should be simple, secure, and straightforward. Argent Credit Union’s Wire Transfer service allows you to send and receive funds quickly and confidently when timing matters most.
Whether you’re wiring money into your account or sending funds domestically, our team and secure systems are here to support you every step of the way.
Have questions? Contact our Call Center or visit a branch for assistance.
Incoming Payment Instructions
Use the following instructions for all incoming wire transfers, including both domestic and international funds.
- Transfer funds to: Vizo Financial Corporate Credit Union, 1201 Fulling Mill Road, Middletown, PA, 17057 – Routing #2313-8755-0
- For further credit to: Argent Credit Union, P.O. Box 72, Chesterfield, VA. 23832-0001 – Routing #2510-8223-3
- For final credit to: Member’s full name, complete address, and bank account number
Please remember to specify which account the funds should be deposited into.
Outgoing Payment Instructions
For information on sending an outgoing Wire Transfer, please contact our Call Center at 804.748.9488 (option 2) or 1.800.943.3328 (option 2). You may also visit any Argent Credit Union branch for assistance.
Please note: Argent Credit Union does not process outgoing international wire transfers.
Great Bank. Flexible, helpful, and knowledgeable.
-JM
100% transaction processing accuracy!
-Lois M.
Wire Transfer FAQ
What is a wire transfer?
A wire transfer is a secure method of electronically sending money from one financial institution to another. It’s commonly used for large or time-sensitive transactions.
How long does a wire transfer take?
Incoming domestic wire transfers often arrive the same business day. Outgoing wires are typically processed the same day if submitted before the daily cutoff time.
What information do I need to wire money?
You’ll need:
- Recipient’s full name and address
- Recipient’s account number
- Recipient’s financial institution name, address, and routing number
- Any additional reference details requested
Are there fees for wire transfers?
Argent CU charges a flat fee of $2.00 for any incoming wire and $15.00 for any outgoing domestic wire.
Is sending a wire safe?
Yes. Wire transfers use secure, verified banking networks. However, once a wire is sent, it usually cannot be reversed, so always verify the recipient’s details carefully.
What is Argent Credit Union’s routing number?
#251082233
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