We offer competitive rates and a quick and easy application process.
Jumbo Mortgage*Apply Now
Great for higher value or luxury homes.
APR as low as
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Taxes & insurance not included, therefore the actual payment obligation will be greater.
Affordable Jumbo Mortgages
When it comes to financing a higher value or luxury home, we make it easy with our Jumbo Mortgage.
- Loans up to $2,000,000
- We offer down payments as low as 5% down, borrow up to 95% of the home’s value*
- Available for purchase or refinance
- Very competitive 30 year fixed term
- No application or origination fees, only a low processing fee of $995.
Get started today with a fast application process.
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Frequently Asked Questions
How long does the mortgage process take?
The process takes between 30 – 45 days to close.
Can I talk with someone at Argent before I apply for a mortgage?
Yes, we have Mortgage Loan Officers ready to answer any of your questions. Please call 804-748-9488, option 1.
What do I need to apply for a Jumbo mortgage?
- W-2 forms for the last two years.
- Current pay stubs covering the most recent 30 days.
- For refinance, a copy of your homeowner’s insurance policy.
- For refinance, a copy of your current mortgage statement(s).
- If self-employed or if you own rental property, the last two years’ tax returns are required.
Do I need a realtor before I apply for a mortgage?
No, you can be preapproved before you start your new home search.