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Beautiful kitchen

There's many benefits to a Home Equity Line of Credit:

  • Renovate or redecorate your home.
  • Consolidate debt.
  • Take the trip of a lifetime.

So let us help you put your home's equity to work for you!

Introductory Rate for
12 Months
3.49%APR*
Variable Rate Thereafter
as low as
5.50%APR*

Other great benefits of an Argent Home Equity Line of Credit include:

  • No closing costs
  • No application fees
  • Flexible payment options

Home Equity Line of Credit FAQs

Is there any chance I won't qualify for this loan?

The amount of the loan for which you qualify depends upon the lendable equity in your home. If we find that you no longer meet the qualifying criteria, we may not extend credit under this pre-approved offer.

Is it possible to make automated payments on my HELOC through a checking account?

As long as you have a checking account through Argent Credit Union, automated debit payments can be set up. A payment application form should be provided during your HELOC closing session, which you can complete and return to finalize enrollment.

What kinds of purchases are best with a HELOC?

Unlike a home equity loan, which is used to pay for one-time or large purchases, HELOCs are revolving lines of credit. These loans are excellent for financing events with no established price or time frame. Weddings, remodeling projects, and college tuitions are some of the most common uses of HELOC funds.

Call:

804-748-9488
Option 2

Visit:

One of our convenient branches
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Argent Credit Union

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