Financial Security for the Unexpected

Life Protection

Provides a financial safety net for your loved ones by canceling your remaining loan balance in the event of death.

Disability Coverage

Keeps your finances on track by canceling monthly payments while you are ill or injured and unable to work.

Involuntary Unemployment

Safeguards your credit score by covering your loan payments during an unexpected layoff or job loss.

Debt Protection

Debt Protection

A Flexible Safety Net for Your Budget

Debt Protection is a voluntary product designed to supplement your existing insurance, ensuring your Auto Loans, Credit Cards, and Personal Loans don’t become a burden during a crisis.

  • Add It Anytime: You can enroll at the time of your loan application or add protection to an existing Argent loan or credit card at any point.

  • Simple Eligibility: Enrollment is fast with no complicated medical exams or lengthy waiting periods.

  • No Separate Bills: The affordable cost is conveniently included in your monthly loan payment.

  • 30-Day Risk-Free Trial: You have 30 days to review your plan; if you decide it’s not the right fit, cancel for a full refund of any fees paid.

Ready to add a layer of security to your loan? Talk to an Argent representative today at 804-748-9488 or 800-943-3328 to see how affordable peace of mind can be.

★★★★★

ACU has always been a great place for my banking needs. The employee's are always very friendly and professional!

-Shawn P.

Explore More Products

Auto Loans

Whether you’re buying new or trading in your high-rate loan from another lender, we offer competitive rates and flexible terms to fit your budget.

Credit Cards

Our credit cards offer low rates, no hidden fees, and the same local service you trust. It’s the perfect companion for your daily spending and is eligible for Debt Protection.

Personal Loans

From debt consolidation to home repairs, our personal signature loans and lines of credit provide the funds you need with a fixed, affordable payment.