We've Got You Covered

Life can throw unexpected expenses your way, and even the most careful budgeting can’t prevent every mistake. That’s why Argent’s CheckGuard Overdraft Protection is here, to give you a safety net when you need it most.

Knowing you’re protected against unexpected expenses or a minor miscalculation can greatly reduce the embarrassment of a declined transaction at the checkout counter.

How it Works

• Access funds when you need them. If you accidentally overdraw your account, CheckGuard automatically provides an advance up to your credit limit, helping you avoid bounced checks or declined transactions.
• There is no cost to you unless you use it. You only pay if you actually need the protection, so there’s no worry about unnecessary fees.
• Affordable peace of mind. Daily costs are just cents, far less than the return check fees merchants might charge.
• Only pay for what you use. Finance charges are calculated only on the advanced amount, making it simple and fair.