Auto Loans
Whether you want to purchase a new car, truck, or motorcycle, an auto loan from Argent can get you in your new ride sooner than you think.
Benefits of an Argent Credit Union Auto Loan
Competitive Rates
No Payment for 90 Days
Up to 125% Financing
What You Need to Know About our Auto Loans
Argent’s low auto loan rates allow you to shop for a new or used car, truck or motorcycle with confidence that your payment will fit your budget.
We finance new and used purchases, private purchases, or automobiles manufactured from 2013 to the present.
Auto Loan Refinancing
Love your current vehicle but ready to trade in your old rate? We’ve got a special refinancing program just for you. Trade in your existing auto loan from another financial institution for a new loan with Argent and potentially lower your rate and monthly payment.
- Rates as low as 4.99% APR*
- Quick and easy online application
- No payments for 90 days!
- Lower monthly payments possible
SPECIAL OFFER: Refinance your non-Argent auto loan with us and receive $250!**
Auto Loan Details
- Easy online application
- Up to 125% financing for qualified borrowers with excellent credit
- No payment for 90 days
- Competitively priced GAP protection
- Extended warranties
- Convenient payment options with longer terms (up to 84 monthly payments)
Auto Buying Resources
- Auto Insurance – Vehicle insurance that fits your budget.
- Guaranteed Asset Protection – Make sure you’re protected if your vehicle gets stolen.
- Auto Warranty – Get coverage for mechanical problems and manufacturer defects.
- Debt Protection – Lower/eliminate your payment if death, disability, or unemployment occurs.
- Carfax Vehicle History Report – Learn your vehicle’s history before purchasing.
- Fuel Economy Guide – Compare gas mileage of various makes and models.
Applying for an Argent Auto Loan is Easy
Click “Apply Now” and complete the application.
When you have completed the application, click submit and we will review your information.
An Argent Loan Officer will follow up to let you know our decision, it’s that easy!
“Such great staff. It’s like visiting family, they really care.”
-Sarah G.
“I have been with the credit union for over 20 years! It has always been a great experience with all of the services I have used over the years. I would and do recommend them to anyone looking for a good banking experience!”
– Lou M.
FAQs About Auto Loans
What if my credit is not great?
Sometimes, life happens and your credit suffers because of it. If you are unsure about your credit and are concerned about whether you will be approved, contact Argent to speak to a representative. We’re here to help you navigate the loan application process.
Do I need to become a member of Argent to apply for an Auto Loan?
Why join Argent?
More Loan Products
RV & Boat Loans
If you’re looking to make family memories, see us about a RV or Boat loan. Borrow up to 100% of the purchase price of new RVs and boats and enjoy a low rate with flexible terms.
Personal Loans
Get the cash you need to use however you want, from debt consolidation, to a vacation, or wedding. You can even keep the money for a rainy day fund.
Home Loans
We offer a variety of mortgage loans to fit your needs. Whether it’s a Conventional, Adjustable Rate, or Medical Professional Loan, we’ve got you covered.
