Vehicle Loans

Cars, Trucks and Motorcycles

Lower Your Expectations!  We offer rates as low as 1.99% APR*. You just don’t expect that!  With our low rates, we can help you purchase your dream vehicle or refinance your current auto loan you have with another financial institution. Let us get you in the loan that works best for your budget.

  • Rates as low as 1.99% APR¹
  • Easy online application
  • Competitively priced GAP protection in the event your vehicle is totaled or stolen
  • Competitively priced extended warranties
  • Up to 125% financing for qualified borrowers
  • Convenient payment options with longer terms

We finance new and used purchases, private purchases or vehicles older than 2009.  Simply call us at 804-748-9488 or 800-943-3328 (Option 1)

» APPLY WITH ARGENT and Get Pre-Approved




Purchase Through CUDL

We’ve partnered with CUDL (Credit Union Direct Lending) to streamline the process of financing right at the dealership! This service is FREE to you. All you have to do is tell the participating dealer you are a member of Argent!

» Vehicle financing at the dealership – locate participating dealers

» APPLY FOR CUDL participating dealer purchases only

Previously Owned Vehicles

Argent has teamed with Enterprise Car Sales to offer our members great rates on previously owned vehicles.  Enterprise promises to offer haggle-free buying with worry-free ownership.  In addition they offer a 7-day buy back guarantee with no questions asked.  Plus, their certified used cars come with a 109-point vehicle certification, 12/12 limited powertrain warranty and 12-month unlimited roadside assistance.  Research now

Contact Enterprise

Auto Buying Resources


Boat & RV Loans

Borrow  up to 100% of the purchase price of new RVs and boats with terms up to 180 months.

Kids Jumping off Boat