Competitive Auto Loans & Refi Options

Car, Truck, and Motorcycle Loans

Car, Truck, and Motorcycle Loans

If you want to buy a new car, truck, or motorcycle, a low-rate Argent Credit Union auto loan can help you own your dream vehicle sooner than you think.

  • Rates as low as 2.49% APR*
  • Easy online application
  • Up to 130% financing for qualified borrowers with excellent credit
  • No payment for 90 days
  • Competitively priced GAP protection
  • Extended warranties
  • Convenient payment options with longer terms (up to 84 monthly payments)

We finance new and used purchases, private purchases, or automobiles manufactured from 2010 to the present.

Or, if you love your current car but want to lower your monthly payment, consider refinancing through our financial institution.  We are offering a sweet deal of up to 1% off our lowest rates!

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Auto Loan FAQs

Auto Loan FAQs

How do I apply?

Argent offers a simple online auto loan application form.  Simply fill out the relevant personal information and click “Submit.” Your credit score will be taken into consideration when your interest rate and loan term are calculated. 

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How can I budget for my monthly payment?

We offer a helpful online tool so you can determine what your car payment will be after you refinance or take out a new Argent vehicle loan. Using this auto loan calculator, you can input a down payment amount, trade-in value, rebates, and other pertinent information. 

Calculate Your Payment

What if I have bad credit?

Sometimes, life happens and your credit suffers because of it. If you have bad credit and are concerned about your auto loan rate, contact Argent to speak to a representative. We’re here to help you navigate the loan application process.

How do I obtain Argent financing?

How do I obtain Argent financing?

Argent is proud to have partnered with CUDL (Credit Union Direct Lending) to streamline the financing process directly at your chosen dealership! This service is free as long as you visit a participating car dealer. Mention you’re an Argent member and you’ll be on your way to obtaining the auto financing you need. 

Locate participating dealers

Apply for CUDL participating dealers

Auto Buying Resources

Boat & RV Loans

In addition to Argent’s competitive auto loans, we offer boat and RV financing. If your family is thinking about investing in a recreational vehicle or watercraft, contact us to learn more about the loan options we have available.

Kids Jumping off Boat

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Additional Loan Information

*APR=Annual Percentage Rate. Repayment example: Payment example Car/Truck/SUV/Motorcycle based on a $20,000.00 loan: $438.19 at 2.49% APR with a 48 month term; $326.79 at 2.74% APR with a 66 month term; $303.79 at 2.99% APR with a 72 month term; $286.97 at 3.49% APR with a 78 month term; and $275.60 at 4.24% APR with an 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors.