Personal Loans

We’re here to help with all of your personal loan needs.

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We Make It Easy

Easy Application

It only takes a few minutes to apply


Loans from 12 months – 60 months


Apply online, over the phone, or in-person

We've Got You Covered

We've Got You Covered

It’s easy to enjoy the holidays with a Personal Loan from Argent.  Whether your gifts are large or small, we are here to help.

  • Low rates
  • Terms up to 60 months
  • No application fees

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More Than Gifts...

More Than Gifts...

Money can be used for more than just holiday gifts. Plan a winter getaway, or update your home before visiting family arrives. A Personal Loan is a great alternative to using high-rate credit cards.

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Our Convenient Application Process


Apply Online in Minutes

Fill out our user-friendly online application and tell us about yourself and your finances.


We Review

We’ll review your application and get back to you as quickly as possible.


Receive Your Money

Once you agree to your loan rate and terms, your loan will be deposited into your credit union account and your repayment term begins.


Great Service and Caring Team!

-Deborah B.

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Personal Loan FAQ

What are my loan payment options with Argent?

Argent provides our members with a variety of options to help them make their loan payments. You can make payments quickly and easily either from your Argent account, or even from an account at another financial institution. View Options »


What if I’m having difficulty making my loan payments?

How can I use Online and Mobile Banking to manage my loan?

How do I become a member at Argent?

Do I need to supply any specific information or documents to Argent when I apply?

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No annual, balance transfer, or cash advance with low variable rates.

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Home Loans

Mortgages and home loan refinancing with Argent. Get prequalified and find your new place or switch to a more affordable payment on your current one.

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Auto Loans

Enjoy competitive rates and up to 120% financing.

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Non-member applicants must meet Argent Federal Credit Union membership eligibility requirements and must become a member prior to or concurrent with loan funding.