Home equity loans and Home Equity Line of Credit (HELOC) are different ways to do the same thing—use the equity you have built up in your home to help pay for things you need today. Let’s break down home equity loans vs. HELOCs to see what might work best for you. The differences explained It’s […]

Why join a credit union? Local, member-owned financial institutions have deep roots in many American communities and provide a flexible, more accessible alternative to large commercial banks. We take a look at what credit unions are, how they work, and the key reasons many consumers still prefer them to larger for-profit banks. What Is a […]

So you’re ready to start house hunting and you’re thinking about the home loan you’ll need. But which should you do first: find your dream home or apply for a mortgage?  Neither—the first thing you should do is figure out how to get your home loan pre-approved! Pre-approval means you’ll have a clear idea of […]

Choosing between a bank or a credit union is an important decision that will allow you to manage your money better. While both institutions offer similar financial products such as checking and savings accounts, loans, and mortgages—there are fundamental differences between the two. Read on to learn more about the differences between a credit union […]

Malware – There’s been a lot in the news lately regarding Malware attacks.  What exactly is it?  Simply put, Malware is “malicious software” designed to damage and destroy computers and computer systems. Cybercriminals typically use it to extract data they can leverage over victims for financial gain. Ransomware is a type of malware that accesses […]

Identity thieves are constantly looking for new ways to obtain personal and financial information such as credit cards or Social Security numbers. There is no perfect way to completely protect yourself against identity theft, but here are 10 practical steps you can take to make it harder for identity thieves. Guard your social security number […]

For many, saving money can be a daunting task.  Whether you want to save for a particular purchase or have funds available for the unexpected, saving should NOT be overwhelming.  Check out these 5 simple ways to make saving easy: Count your coins and bills – Pay with cash. At the end of each day, […]